How do I earn the Swagbucks ?

It's not wise to search on it dedicatedly only for earning Swagbucks , because it does not give you Swagbucks for each search.
Usually I will surf many websites daily, so I put the URL of my daily websites into Swagbucks' search bar, search it, then bookmark the search result page.
Everyday when I surf my websites, I click the bookmarked pages which means making swagbucks.com search it for me once before I surf it, this way you earn Swagbucks without wasting too much time.
also there are more and more ways you can earn Swagbucks, enter swag code(find code by subscribing swagbucks notification newsletter or go to sbcodez.com), watch video, do survey, shop online if you like... register on swagbucks.com for FREE! My favorite: redeem 450 SBs for a $5 Amazon.ca or Amazon.com gift card

make money with Twitter

some websites doing Twitter advertising:
http://ad.ly/                                sign up for free now

http://sponsoredtweets.com/      sign up for free now

http://twittad.com/                     sign up for free now

http://www.twivert.com/            sign up for free now

http://www.paypertweet.com/   

Effective thank-you letter really helps

A simple thank-you letter after a job interview can influence the interviewer's decision making effectively.
The reality is the majority of job applicants fail to send thank-you letters after their interview. So few job applicants send thank-you letters that you automatically stand out if you do.

The letter will let you reemphasize your interest in the position and the company, and more strongly emphasize a certain skill or experience.

Finally, your thank-you letter will reinforce the interviewer's memory of you and your meeting. The letter could be the trigger that will prompt the interviewer to take immediate action and decide in your favour.

what to say in a thank-you letter:

1. Thank your interviewer for taking the time to interview you.

2. Thank the interviewer for any specific things they did on your behalf.

3. Touch again upon the key points you made in your interview.

4. Expand upon or clarify responses you felt were weak.

5. Thank your interviewer.

Be very seriouswith this letter demonstrating your written communication skills. As with any written self-marketing document, it needs to be flawless. So make sure to review, proof and assess the document carefully before sending it out.

It's really worth the writing which makes the difference between the job going to you or someone else.

saved $40 in buying a prepaid cellphone

we planned to buy a TELUS prepaid cellphone Samsung M220 to replace current one we are using, we went to Telus store first, their price is $69.99 before tax,  a lady calculated for us it would be $117 including tax and everything else(to be exact it's $35 activation fee), I remembered user can swap device online only for $10, I asked the staff and they acknowledged.
we changed mind and decided to go shopping at FutureShop because it has "price match" policy, the cell phone price is $69.99 too.we met a good-hearted salesman in FutureShop, he told us: BestBuy always tries to beat us on price,take a look there. we went to BestBuy, it is $59.99, we bought the Samsung M220 and did a "device replacement" online at mytelusmobility.com for only $10. the total we paid was $77.

price comparison websites for Canadian

http://shop.ca.msn.com/

http://www.pricegrabber.ca/

http://www.pricenetwork.ca/

http://www.shopbot.ca/

http://www.shoptoit.ca/

http://pricecanada.com/

http://redflagdeals.pricecanada.com/

http://www.dealextreme.com/
http://www.calibex.com/Products--zz100zB4z5---html
http://www.pricebat.ca/

Deactivated cell phones are required to still work for emergency 911 calls

Deactivated phones are required to still work for emergency 911 calls and there is no charge for making such a call. This might seem like a good deal, but the  911 call-takers do not recommend this, as they receive no information about the caller -- such as location.

Stores with price matching policy in Canada

Online Store	Price Match Policy/Exclusions	Full Policy
BestBuy.ca	110% Price match - Within 30 days* on lower prices advertised by authorized dealers located in Canada, including prices advertised on the Internet. *14 day exlusion for items such as computers, monitors, digital cameras, printers, portable DVD players, etc. (as shown on website.)	Full Details
CompuSmart.com	100% Price match - If you find an advertised price in Canadian dollars on the internet for a product with stock from any authorized Canadian dealer located in Canada that is lower than our price, we will gladly match it at time of purchase or within 14 days of purchase.	Full Details
FutureShop.ca	110% Price match - We will beat lower prices advertised by authorized dealers located in Canada, including prices advertised on the Internet. If, within 30 days** of purchasing an item from Future Shop or FUTURESHOP.ca, you find the same product advertised at a lower price, we will gladly refund you 110% of the difference. **14 day exlusion for items such as computers, monitors, digital cameras, printers, portable DVD players, etc. (as shown on website.)	Full Details
NCIX.com	100% Price match - Prices considered for Price Match must be IN STOCK and available as a NEW item at a retail business or a web based store, with full e-commerce functionality, a valid SSL certificate and credit card verification.	Full Details
OfficeDepot.ca	100% Price match - Find a lower price at any other office product or consumer electronic supplier within 14 days after your Office Depot purchase.	Full Details
Sears.ca	100% Price match- We'll match any competitor's advertised price for identical merchandise offered in Sears catalogues and on http://www.sears.ca within 30 days of purchase.	Full Details
Sportmart.ca	100% Price match - Find a lower price advertised by another Canadian retailer on the exact product we are selling (including color and size) Please note: When price matching other stores, we cannot offer any further discounts, including $10 VIP offer, and VIPCASH, or free shipping (unless competitor also offers free shipping).	Full Details
Staples.ca	110% Price match - On lower prices from authorized dealer (list provided on weblink) now or within 14 days of your purchase. We'll match it PLUS give you 10% of the difference as a credit toward your purchase. (Maximum $50 credit)	Full Details

110%
Staples Business Depot
Future Shop
Canadian Tire
Best Buy Canada
HomeDepot
Hakim Optical
Kitchen Stuff Plus
Apple Store Canada
The Brick


105%
Sleep Country Canada

100%
PJ's Petsmart
NCIX.com
Vibe Computers
London Drugs
Toys R Us
Sears
Zellers
HBC
Office Depot
ShopRBC
Wal-mart
Dangeo.com
Save-On-Foods
Superstore
Eglobal Computers

Most searched Google terms 2009

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Identity theft

protect your identity,money and credit
Identity theft facts:

• thieves might pick up your crumbled credit card receipts
• the number of identity theft victims is growing
• you may not know immediately when your identity is stolen until very serious subsequences happen.
• victims are most vulnerable in daily transactions
• one way of caution is ordering one free credit report each year
• the majority of identity thefts are corrupted employees of companies and government
• the most important identity to you is your SIN
• thieves may get your personal information by phishing emails.

How thieves steal?
their goal is to get your real name, SIN, DOB, so they can fraudulently obtain credit, merchandise/services. methods they use:

• insider interloping
• wallet whisking
• mail mulling
• skimming
• dumpster diving
• shoulder surfing
• internet intruding
• spamming/phishing emailing

Protect yourself:

• Put your SIN at safe place
• guard your credit card/wallet always
• don't throw receipts/statement without processing, you may need shredder
• avoid share personal information online or on phone especially when you receive calls
• be cautious when using public phones, ATMs.
• Call credit company before traveling

How to detect if you are victimized?

• check credit card statement/transactions history frequently, to see if there is any suspicious transactions.
• you miss credit card statements
• creditors call you to collect debts that are not yours

What to do if you become a victim?

• report to police ASAP, ask a copy of criminal report.
• contact the fraud department of each of the two major credit bureaus to report identity theft; ask for a "fraud alert" to be placed on your file and that no new credit be given  without your approval
• contact the security departments of creditors,lenders and merchants with whom you do businesses;ask for your account to be closed; put passwords on new accounts you open.
• close the stolen bank account
• keep records of all written and oral correspondence.
• consider hiring an attorney to help you facilitate the process
• file an affidavit of forgery with police or unauthorized use with all companies that have questionable charges

Important resources:

Government departments
Office of the Privacy Commissioner
www.privcom.gc.ca

The financial Transactions and Reports Analysis Centre of Canada
www.fintrac.gc.ca

Credit Bureaus:
Equifax Canada Inc.
Consumer relations Department
Box 190 Jean Talon Station
Montreal, Quebec H1S 2Z2
Tel: 514-493-2314 or 1-800-465-7166
Fax: 514-355-8502
http://www.equifax.ca

TransUnion Canada
Consumer Relations Centre
P.O.Box 338 LCD1
Hamilton, Ontario L8L 7W2
Tel: 416-609-2070
Fax: 416-609-1994
http://www.tuc.ca

For Quebec:
TransUnion(EcoGroup)
1600 Henri Bourassa Boul QUest
Suite 210
Montreal Quebec H3M 3E2

Found a good giveaway website

this is all for Canadians: Canadian contest & Giveaways

http://www.cancontests.com/